KBenefits Insurance Services
Dental Insurance

Traditional Dental  vs.  Discount Dental

Traditional Dental plans: 

These dental plans are PPO plans designed to cover preventative, minor & major dental services. 

A typical PPO dental plan has:

  • 100/80/50 coverage*
  • $1,000 carrier max
  • $50 deductible for Minor/Major services.
  • PPO means: plan has both In and Out of network benefits
  • Waiting periods: 6 month Minor/12 month Major  -(waived w/ prior dental)
  • Premium range from :   $34 to $63+ per month


*100/80/50 means:

  • 100% preventative coverage, cleaning exams, 2x a year
  • 80% coverage for minor services...filings
  • 50% coverage for major services…crowns, bridges, implants, perio, endodontics…



Discount Dental: 

100% preventive coverage and then discounts for minor and major dental services.
Discounts can start at 10% and go up to 50% depending on the service. 

Typical discount dental plans has:

  • 100% / discount / discount coverage
  • No waiting periods.
  • Small networks of dentists
  • No out of network benefits
  • Premiums range:   $5 to $15 a month

Good option if your dentist accepts this insurance and you need it for preventative check-ups 2 times a year……or if you exhausted your traditional dental insurance benefits you can enroll in a discount dental plan for additional coverage.

Contact us for questions, plan options and free enrollment assistance.

Christopher S. Kudryk

KBenefits Insurance Services
Health - Life - Medicare

Christopher S. Kudryk
Insurance Specialist

KBenefits Insurance Services provides insurance solutions for small business owners and individuals in New Jersey, New York, Pennsylvannia & Florida..

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