KBenefits Insurance Services
Insurance - Medicare - Retirement

Dental Plans in New Jersey

With plans from Delta Dental, you get the same kind of dependable dental benefits offered by employers. In fact, many of your friends and family probably have Delta Dental insurance coverage. Protect your overall health through dental insurance coverage and regular dental check-ups.

All of these great benefits are now available to you:
- Dental Insurance coverage options for you and your family.
- Up to 100% coverage available on select dental plans for preventive services such as twice yearly exams and cleanings.
- Competitive rates with automatic monthly payments.
- No waiting periods when transferring over from another qualifying dental plan.

Paying out-of-pocket for something like a root canal or crown can cost hundreds or even thousands of dollars. You don't want to find yourself without quality dental coverage when a dental emergency comes up. Enroll in an individual plan today to get coverage for you and your family. Enrolling is easy...you can do it online and it takes just a few minutes.

1- Delta Dental Individual - Premium Plan
* Get a quote and enroll:  click here

Deductible    $100 per person; once per lifetime for as long as Policy is in force;
       (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Maximum $2,000 per person per plan year

This comprehensive coverage and high dollar maximum plan can lead to substantial savings on many dental services (including implants). Preventive care is covered in full and includes up to 3 cleanings per plan year with no out-of-pocket cost for covered services. Once you pay the lifetime deductible, there are no more deductibles on any covered services. This plan gives you access to Delta Dental’s largest PPO Plus Premier network.


 

2- Delta Dental Individual - Enhanced Plan
* Get a quote and enroll:  click here

Deductible $50 per person up to $150 per family per plan year;
      (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Maximum $1,000 per person per plan year

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced Plan offers an ample benefit backed by the large network and outstanding service you expect from the state's No. 1 dental carrier*.


 

3- Delta Dental Individual - Classic Plan
* Get a quote and enroll:  click here

Deductible $50 per person up to $150 per family per plan year;
     (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Maximum $1,000 per person per plan year

An affordable plan with a traditional design. The Classic Plan covers most major procedures, and is backed by Delta Dental's large network and outstanding service.


 

4- Delta Dental Individual - Clear Plan
* Get a quote and enroll:  click here

Deductible  Does not apply

Maximum    Does not apply

This copay plan takes the guesswork out of dental expenses. You will know before you go to the dentist what your share of the cost will be for any service. There are no waiting periods for benefits to begin, no deductibles, no percentages to worry about and no dollar maximums. Benefits are available in network only.

Family with Pediatric Dental coverage  -(ACA Compliant)

5- Delta Dental Individual - Enhanced Family PPO Plan III
* Get a quote and enroll:  click here

Deductible  
Age 0-19: $35 per person up to $105 per family per calendar year;
(Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays);
Age 19+: PPO; $25 per person up to $75 per family per calendar year; Non-PPO; $50 per person up to $150 per family per calendar year;
(Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

  
Maximum    Age 0-19: None;
Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year

 

 

6- Delta Dental Individual - Basic Family PPO Plan II
* Get a quote and enroll:  click here

Deductible  
Age 0-19: $135 per person up to $405 per family per calendar year; 
Applies to Diagnostic & Preventive;
Age 19+: PPO; $25 per person up to $75 per family per calendar year; Non-PPO; $50 per person up to $150 per family per calendar year;
(Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

 

Maximum  Age 0-19: None;
Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year

 

 

7- Delta Dental Individual - Basic Family PPO Plan I
* Get a quote and enroll:  click here

Deductible   
Age 0-19: $135 per person up to $405 per family per calendar year; Applies to Diagnostic & Preventive;
Age 19+: PPO; $75 per person up to $225 per family per calendar year; Non-PPO; $100 per person up to $300 per family per calendar year; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)


Maximum   Age 0-19: None;
Age 19+: PPO $1,000; Non-PPO $750 per person per calendar year

 

 

Pediatric Dental plan only - (ACA compliant)
8- Delta Dental Individual - Preventive Family PPO Plan
* Get a quote and enroll:  click here

Deductible  Age 0-19: $135 per person up to $405 per family per calendar year; Age 19+: PPO None; Non-PPO $75 per person per calendar year; (Applies to Diagnostic & Preventive services, such as cleanings and X-rays)
 

Maximum   Age 0-19: None;
Age 19+: PPO None; Non-PPO $500 per person per calendar year

 

 

 

On the Premium, Enhanced, and Classic plans, you can see any dentist you wish, however, out-of-pocket costs may vary, depending on whether you see a Delta Dental PPO℠ or a Delta Dental Premier® network dentist, or see a dentist outside the Delta Dental network. In general, out-of-pocket costs are lowest if you see a Delta Dental PPO℠ dentist. If you enroll in the Clear Plan, there is no coverage if you visit a dentist who does not participate in a Delta Dental network.  Benefits provided on this page are for reference only.

Policies contain general and specific exclusions and limitations. This means certain dental services are not covered under the policy. Also, coverage for certain covered dental services is subject to conditions and other limitations, such as the number of times they may be covered in a given time period. You should obtain these exclusions and limitations and review them prior to enrollment. They are available during the quoting process.

Click on "Get a Quote" to view the premium you will pay, plan design details and the policy documents.

KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971
chris@kbenefits.com

 

 

GetCoveredNJ
Healthcare.gov

Chris Kudryk
#7990501

 

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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