KBenefits Insurance Services
Insurance - Medicare - Retirement

Embedded vs Aggregate Deductibles

Embedded deductible (separatored) means so no one family member can contribute more than the single amount toward the family deductible. ($2,000/$4,000 deductible)  One person in a family pays up to $2,000. the rest of the family would taken on the remaining $2000 deductible to equal $4,000.


Aggregate deductibles (combined) are used in HSA health plans where one member of a family can take on the entire family deductible.  $2,000/$4,000.   One member can pay $4,000.

KBenefits, LLC
Christopher S. Kudryk

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

Thank you for your referral!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

Notary Public - NJ

Capital One Spark
for Small Business

Apply for your card today.

Print Print | Sitemap
2011 KBenefits LLC 13 Mead Ave Freehold, NJ 07728