KBenefits Insurance Services
Carrier Networks

Carrier Networks


Horizon BCBS of NJ: 
Find a Doctor/Hospital

1)   OMNIA
2)  Advantage EPO
3)  Direct Access:


* OMNIA and Advantage EPO networks are available in the Individual Market
* OMNIA, Advantage EPO and Direct Access networks are available in the Small Group / Employer Market

Amerihealth of NJ: 
Find a Doctor/Hospital
1)  AmeriHealth Advantage: Network includes:  AtlantiCare, Cape Regional Medical Center, Cooper University, Deborah Heart and Lung Center, Hackensack Meridian, and RWJBarnabas. Learn more.   Tier 2 providers are available through the AmeriHealth New Jersey Local Value network. View Tiered Facilities.


2)  AmeriHealth Hospital Advantage:  Lower out-of-pocket costs for hospital and facility services.   Tier 2 providers are available through the AmeriHealth New Jersey Local Value network. View Tiered Facilities.

3)  Preferred Regional:  One of the largest networks of doctors, hospitals, and labs in the state of New Jersey. Member get access to New Jersey, Delaware, and Southeastern Pennsylvania.


4)  Local Value:  represents 82% of the NJ-based Regional Preferred network.  NJ-only access.

5)  National Network:  Available through the 
Multiplan PHCS National Network for services obtained outside of the Regional Preferred service area.  Not available in the Individual Market.


Oscar Insurance: 
Find a Doctor/Hospital

1)  Qualcare network in NJ with access to NY:  Mt Sinai network, Montefiore and Long Island Health network

Find a Doctor/Hospital
1)   Freedom

2)   Liberty
3)  Garden State Network - NJ access only
4)   Metro Network - NY plans
-   Choice Plus network for out of situs

Empire BCBS:
Find a Doctor/Hospital:

2)   Blue Access

Plan/Network Codes:
YXE:   NG Blue Access   /   YNU:  Gated Blue Access  /  ZVF:   EPO


EWA:  CIGNA and United Healthcare networks:

Premier:  https://premierenroll.com

Anthem BlueCard  (EPO/PPO network) - Find a Doctor/Hospital

MEDICARE:  Supplement Plans

*  100% of hospitals in America accept medicare supplements
*  Estimated 93% to 95% of doctors in America accept medicare supplements



MEDICARE:   Advantage Health Plans
*  Limited to the insurance carriers network of doctors & hospitals.  
*  May include out-of-state coverage.
*  MAPD's either have state, regional or national access networks
*  Some MAPD's have out of network benefits.




Christopher S. Kudryk
Insurance Specialist

KBenefits Insurance Services provides insurance solutions for small business owners and individuals in New Jersey, New York, Penn and Florida..

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

Capital One Spark
for Small Business

Apply for your card today.

Print Print | Sitemap
2011 KBenefits LLC