KBenefits Insurnace Services
Insurance - Medicare - Retirement

Special Enrollment for Small Business

Special Enrollment Period

November 15 - December 15.  
Under the SEP, small employers are exempt from certain contribution and participation requirements for coverage effective January 1st.

Employers can waive:

  • The minimum participation rate of 75% of FT employees is waived during the S.E.P. period.  Small employers can offer a group health plan to their employees even if the group doesn't meet the minimum 75% participation requirement.
  • Employers can waive the employer contribution to reduce employer expenses yet still over a group health plan to the employees.


Need assistance?
For questions, quotes and enrollment assistance, call 732-333-1976 or

KBenefits, LLC
Christopher S. Kudryk

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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