Special Enrollment Period
November 15 - December 15.
Under the SEP, small employers are exempt from certain contribution and participation requirements for coverage effective January 1st.
Employers can waive:
- The minimum participation rate of 75% of FT employees is waived during the S.E.P. period. Small employers can offer a group health
plan to their employees even if the group doesn't meet the minimum 75% participation requirement.
- Employers can waive the employer contribution to reduce employer expenses yet still over a group health plan to the employees.