KBenefits Insurance Services

GetCoveredNJ is OPEN!

Now is the time to choose a health plan for the upcoming year with the assistance of a free GCNJ broker. Shop and compare multiple health plans from multiple insuarance carriers.  Find out if you qualify for a premium subsidy to reduce your monthly premiums.  Assign Chris Kudryk from KBenefits as your free GCNJ broker and get covered.  Here's how.

Get help, get free assistance.

How to assign yourself a free GCNJ broker.

Log into your GCNJ Member Portal. at https://enroll.getcovered.nj.gov/hix

---> Once logged in, click the Help & Support Menu, then choose “Find Local Assistance:”

Then, click to search for Agent or Broker

Type:  Christopher Kudryk or KBenefits, LLC

Click: "Christopher Kudryk" to assign your GCNJ broker

About Get Covered New Jersey

Get Covered NJ is the state’s official health insurance marketplace, where New Jerseyans can find quality affordable insurance from private health insurance companies. Get Covered NJ is the only place where individuals who qualify can get financial help to reduce premium costs. Consumers can then compare health insurance plans and choose the plan that best fits their health needs and budget. Depending on their income, some consumers may qualify for low-cost or free coverage from NJ FamilyCare.

Get Covered NJ is operated by the New Jersey Department of Banking and Insurance. It was established by state law and created by New Jersey, for NJ. For more information about Get Covered NJ, please visit getcovered.nj.gov.


The Sections of the GCNJ online enrollment application.

  1. Start Your Application
  2. Family and Household info
  3. Income Information
  4. Additional info


When your ready to enroll, you should have the following for all household members that are applying:

  • legal names
  • addresses
  • birthdays
  • social security numbers
  • demographic info
  • citizenship or immigration status
  • federal income tax return info for the previous year
  • income information

Also, have:

  • american indian/alask native info, if applicable
  • medicaid/CHIP denial info, if applicable
  • current health coverage, if applicable
  • Pay Stubs
  • W-2 forms
  • proof of income statements.


What's considered income:

  • income from a job
  • self-employment
  • unemployment
  • retirement investment income
  • capital gains
  • social security income
  • pension
  • alimony recvd
  • rental income
  • royaly income
  • taxable income
  • taxable scholarships


What's not considered income:

  • child support
  • gifts
  • SSI
  • veteran disabilty
  • workers comp
  • proceeds from student,home equity and bank loans



Member Services:  833-677-1010

Contact us
Contact us for questions, plan options and enrollment assistance. 
Contact us:  732-333-1976 / chris@kbenefits.com

KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971




Chris Kudryk


KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

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