KBenefits Insurance Services
Insurance - Medicare - Retirement

Individual Dental and Vision plans
New Jersey & New York


Delta Dental - New Jersey:   Get coverage for exams, xrays, cleanings, filings and ortho!  Largest PPO network of dentist in the USA!   
View Delta Dental NJ plans.  
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Delta Dental - New York:   Get coverage for exams, xrays, cleanings, fillings and ortho!  Largest PPO network of dentist in the USA!   
View Delta Dental NY plans. 
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VSP - Individual Vision for you and your family - NJ/NY
Coverage for: Exams, Frames, Lenses and Contacts
View vision plans and enroll today.  Click for details...

Horizon Dental NJ
Affordable coverage for individuals and families.   Dental coverage includes:  exams, cleanings, preventative, minor and major services.



Dental  #1 - Horizon Young Grins
Horizon Young Grins is a stand-alone pediatric dental plan for your children that meets the requirements of the Affordable Care Act (ACA).   Only minors may enroll in coverage.

Dental #2- Horizon Family Grins & Horizon Family Grins Plus
Horizon Family Grins provides comprehensive coverage for parents and children, ACA compliant.  You get access to Horizon's Extensive network of PPO dentists.

Dental  #3- Horizon Healthy Smiles & Horizon Healthy Smiles Plus
These  plans provide access to our Horizon PPO network. With Horizon Healthy Smiles Plus, members can also use the Horizon Traditional Network.  Both plans provide a $1,000 benefit to help pay for those services outside of preventive and diagnostic services. In addition, there are varying levels of coinsurance available, along with coverage for orthodontia. 
Click to request a Horizon Dental quote. 


Bright Ideas Dental & Vision - NJ
Get up to $3,000 in annual dental coverage!  No waiting periods for Type I & II services.  Access Dentamax dental network. 
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Careington Indivdual Dental & Vision Plans - NJ
Discount Dental and vision plans -
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Guardian Dental - New York: 
Choose from  3 Guardian dental plans.  Great network of dentists.

View and enroll in a dental plan today - click for details...

Christopher S. Kudryk
Benefits Specialist
Call: 732-333-1976
Fax:  732-444-5971

KBenefits insurance services provide solutions for small business owners and individuals In NJ, NY, PA and FLA.  Contact KBenefits today and see how we can benefit you and your company.

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