KBenefits Insurance Services
Insurance - Medicare - Retirement

Individual Health Insurance: NJ
Horizon BCBS, Amerihealth & Oscar Insurance

Choosing the right health insurance for you and your family is an important decision.   We work with all the major insurance carriers to find you the plan that is right for you.   Kbenefits is free, no charge broker service.   Contact us to get individual health insurance rates, both off and on exchange. 

 

On & Off exchange, what's the difference?:

 

Off-Exchange health plans -  Enrolling an an Individual health plan WITHOUT a premium reduction from the govt.  Healthcare.gov is not required nor recommened to enroll in an Off-Exchange plan.
 

On-Exchange health plans - Also known as Obamacare - Enrolling in an Individual health plan WITH a premium reduction from the govt and depending on your houehold and income, you can offered a Silver health plan to enhance your benefit.   Healthcare.gov is required to enroll.
 

Open Enrollment for Individual Health is closed for 2019. 
Open Enrollment begins Nov 1st, 2019 to December 15, 2019 for plans starting January 1st, 2020.  

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2019 Horizon BCBS health plans
2019 Horizon BCBS health plans - pdf.pdf
Adobe Acrobat document [175.5 KB]
2019 Horizon BCBS rates
2019 Horizon OMNIA rates.pdf
Adobe Acrobat document [450.3 KB]
2019 - Horizon BCBS Enrollment Form
2019 - Horizon Ind App.pdf
Adobe Acrobat document [1.2 MB]
2019 Amerihealth Plans
2019 - Amerihealth plans - pdf.pdf
Adobe Acrobat document [215.6 KB]
2019 - Amerihealth rates
2019 - Amerihealth rates - pdf.pdf
Adobe Acrobat document [478.4 KB]
2019 - Amerihealth Enrollment Form
2019-AH Enrollment-Form.pdf
Adobe Acrobat document [562.9 KB]
2019 - Oscar Insurance
2019 - Oscar plans-pdf.pdf
Adobe Acrobat document [158.9 KB]
2019 - Oscar Insurance rates
2019 - Oscar rates.pdf
Adobe Acrobat document [213.3 KB]
2019 - Oscar Enrollment Form
2019 - Oscar Enroll app.pdf
Adobe Acrobat document [710.7 KB]

KBenefits, LLC
Christopher S. Kudryk

Call: 732-333-1976
Fax:  732-444-5971
chris@kbenefits.com

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

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