Horizon BCBS, Amerihealth & Oscar Insurance
Choosing the right health insurance for you and your family is an important decision. We work with all the major insurance carriers to find you the plan that is right for you. Kbenefits is free, no charge broker service. Contact us to get individual health insurance rates, both off and on exchange.
On & Off exchange, what's the difference?:
Off-Exchange health plans - Enrolling an an Individual health plan WITHOUT a premium reduction from the
govt. Healthcare.gov is not required nor recommened to enroll in an Off-Exchange plan.
On-Exchange health plans - Also known as Obamacare - Enrolling in an Individual health plan WITH a premium reduction
from the govt and depending on your houehold and income, you can offered a Silver health plan to enhance your benefit. Healthcare.gov is required to enroll.
Open Enrollment for Individual Health is closed for 2019.
Open Enrollment begins Nov 1st, 2019 to December 15, 2019 for plans starting January 1st, 2020.
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Christopher S. Kudryk
KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York. Contact KBenefits today and see how we can benefit you.
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