KBenefits Insurance Services
Insurance - Medicare - Retirement

Individual Health Insurance
On and Off Exchange Health Plans - New Jersey

 

Open Enrollment
Open Enrollment begins Nov 1st & ends December 15th for plans starting January 1st.   During Open Enrollment, you can renew your plan, compare plans and change plans or insurance carriers.  If you don't have insurance, this would be the time to enroll in a health plans for the upcoming year.

Once Open Enrollment closes for the year, December 15th,  you can only enroll  if you have a Qualifying Event known as a Special Election Period, SEP.  Please contact me to discuss eligibility.  


 

On & Off Exchange Healthcare Marketplace, what's the difference?

Off-Exchange health plans are available outside the public exchange environment, the open market.  Enrolling in an off-exchange Individual health plan does not require Healthcare.gov.
 

On-Exchange health plans are also known as Obamacare.  If you qualify for a premium subsidy, then enrolling on-exchange is your best option.  Eligibility and subsidy amount is based on your household size and household income.  Healthcare.gov is required for determining eligibility, online enrollment, uploading required financial and tax docs, renewal process, member maintenance, etc...

 


Get prepared for Open Enrollmvent, visit our Open Enrollment Walk-Thru.

2019 Horizon BCBS health plans
2019 Horizon BCBS health plans - pdf.pdf
Adobe Acrobat document [175.5 KB]
2019 Horizon BCBS rates
2019 Horizon OMNIA rates.pdf
Adobe Acrobat document [450.3 KB]
2019 - Horizon BCBS Enrollment Form
2019 - Horizon Ind App.pdf
Adobe Acrobat document [1.2 MB]
2019 Amerihealth Plans
2019 - Amerihealth plans - pdf.pdf
Adobe Acrobat document [215.6 KB]
2019 - Amerihealth rates
2019 - Amerihealth rates - pdf.pdf
Adobe Acrobat document [478.4 KB]
2019 - Amerihealth Enrollment Form
2019-AH Enrollment-Form.pdf
Adobe Acrobat document [562.9 KB]
2019 - Oscar Insurance
2019 - Oscar plans-pdf.pdf
Adobe Acrobat document [158.9 KB]
2019 - Oscar Insurance rates
2019 - Oscar rates.pdf
Adobe Acrobat document [213.3 KB]
2019 - Oscar Enrollment Form
2019 - Oscar Enroll app.pdf
Adobe Acrobat document [710.7 KB]

KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971
chris@kbenefits.com
 

 

Healthcare.gov
Broker/Agent Info:
NPN: #7990501

 

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

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