KBenefits Insurance Services
Insurance - Medicare - Retirement

Individual Health Insurance
On & Off Exchange Health Plans - New Jersey

 

Open Enrollment
Open Enrollment begins Nov 1st & ends December 15th for plans starting January 1st.   During Open Enrollment, you can renew your plan, compare plans and change plans or insurance carriers.  If you don't have insurance, this would be the time to enroll in a health plans for the upcoming year.

Once Open Enrollment closes for the year, December 15th,  you can only enroll  if you have a Qualifying Event known as a Special Election Period, SEP.  Please contact me to discuss eligibility.  

 

Learn more about this years 2020 Open Enrollment, visit our Open Enrollment Walk-Thru webpage.

 

On & Off Exchange Healthcare Marketplace, what's the difference?

--> Off-Exchange health plans are available outside the public exchange, the open market.  Enrolling in an off-exchange Individual health plan does not require Healthcare.gov.  Applying for coverage takes minimal time.  Contact me for quotes, questions and enrollment services.
 

--> On-Exchange health plans are also known as Obamacare via Healthcare.gov.  Eligibility and subsidy amount is based on your "household size and household income".  Healthcare.gov is required for determining:  eligibility, online enrollment, uploading required financial and tax docs, renewal process, member maintenance, etc...  For Healthcare.gov accounts, you would have assign me as your broker manually, online. 

Healthcare.gov broker info:  Chris Kudryk, NPN #7990501.

2020 Health Plans, Rates & Resources

2020 - Horizon BCBS Individual health plans
2020 Horizon BCBS Individual health plans
2020 - OMNIA health plans-pdf.pdf
Adobe Acrobat document [226.5 KB]
2020 - BCBS Individual health rates
2020 - Horizon BCBS Individual health rates
Horizon-BCBS-NJ-Individual-Rates-2020.pd[...]
Adobe Acrobat document [159.7 KB]
OMNIA Hospital List - T1/T2
Horizon BCBS OMNIA Hospital list (T1/T2)
2020 - OMNIA hospital list T1-T2.pdf
Adobe Acrobat document [106.9 KB]
2020 - Horizon BCBS Enrollment app
2020 - Horizon BCBS Enrollment application
2020 - HorizonBCBS app.pdf
Adobe Acrobat document [1.5 MB]
Horizon BCBS - Assign a broker
BOR - Broker of Record - Complete and send back to KBenefits
BOR - Individual BCBS.pdf
Adobe Acrobat document [558.6 KB]
2020 - Amerihealth Individual health plans
2020 Amerihealth health plans
2020 - Amerihealth plans- pdf.pdf
Adobe Acrobat document [128.3 KB]
2020 - Amerihealth Individual health rates
2020 Amerihealth Individual health rates
2020-ihc-rate-card.pdf
Adobe Acrobat document [185.2 KB]
2020 - Amerihealth Enrollment app & BOR
Amerihealth Individual Enrollment app and BOR - Broker of Record
AmeriHealth-NJ-Individual-Application-(C[...]
Adobe Acrobat document [179.1 KB]
2020 - Oscar Individual health plans
2020 Oscar Indivdual health plans NJ
2020 - Oscar plans-pdf.pdf
Adobe Acrobat document [172.8 KB]
2020 - Oscar Individual rates
2020 - Oscar Individual rates NJ
2020 - Oscar rates.pdf
Adobe Acrobat document [91.4 KB]
Oscar - Hospital List
Hospitals that accept Qualcare in NJ
2020 - Oscar hospital list.pdf
Adobe Acrobat document [423.1 KB]
2020 - Oscar Enrollment app
2020 Oscar Enrollment application
2020 - Oscar app.pdf
Adobe Acrobat document [1.1 MB]

Ask me about adding a Dental, Vision or a Life policy.  Visit Ancillary Benefits.


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KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971
chris@kbenefits.com
 

 

Healthcare.gov
Broker/Agent Info:
NPN: #7990501

 

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

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