On & Off Exchange Health Plans - New Jersey
Open Enrollment begins Nov 1st & ends December 15th for plans starting January 1st. During Open Enrollment, you can renew your plan, compare plans and change plans or insurance carriers. If you don't have insurance, this would be the time to enroll in a health plans for the upcoming year.
Once Open Enrollment closes for the year, December 15th, you can only enroll if you have a Qualifying Event known as a Special Election Period, SEP. Please contact me to discuss eligibility.
Learn more about this years 2020 Open Enrollment, visit our Open Enrollment Walk-Thru webpage.
On & Off Exchange Healthcare Marketplace, what's the difference?
--> Off-Exchange health plans are available outside the
public exchange, the open market. Enrolling in an off-exchange Individual health plan does not require Healthcare.gov. Applying for coverage takes minimal time. Contact me for
quotes, questions and enrollment services.
--> On-Exchange health plans are also known as Obamacare via
Healthcare.gov. Eligibility and subsidy amount is based on your "household size and household income". Healthcare.gov is required for determining: eligibility, online enrollment, uploading required financial and tax docs, renewal process, member maintenance, etc... For
Healthcare.gov accounts, you would have assign me as your broker manually, online.
Healthcare.gov broker info: Chris Kudryk, NPN #7990501.
2020 Health Plans, Rates & Resources
Ask me about adding a Dental, Vision or a Life policy. Visit Ancillary Benefits.
Healthy Paws pet insurance for you cat or dog! Very competitve rates. No caps, use any licensed vet. Choose your level of coverage and premium. Click to get a pet insurance quote.
Christopher S. Kudryk
KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York. Contact KBenefits today and see how we can benefit you.
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