KBenefits Insurance Services
Insurance - Medicare - Retirement

Indvidual Health Insurance

New!  KBenefits tutorial for Open Enrollment - Health Insurance.

New!  GetCoveredNJ, a State-based exchange has replaced Healthcare.gov as of 1/1/2021.


New!   Horizon BCBS, Amerihealth & Oscar:

  1.   Private health plans/off-exchange:    MySavoy
  2.   Obamacare plans / on-exchange:     HealthSherpa.com


Indvidual health insurance includes both on-exchange and off-exchange health plans.. Open Enrollment begins November 1st and ends December 15th.  During Open Enrollment, individuals can renew, compare, change health plans or change health insurance carriers for January 1st..  If you don't have health insurance coverage, this would be the time to enroll in a health plan for the upcoming year. 

Horizon BCBS, Amerihealth & Oscar.

New!  Get Covered New Jersey!

Get Covered NJ has replaced Healthcare.gov as of 1/1/2021.

New Jersey residents that are enrolled in Healthcare.gov/Obamacare will enroll in the new NJ State-based healthcare exchange called Get Covered NJ.

On-exhchange health plans can be enrolled thru
HealthSherpa website.

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KB Brochure
KB - Brochure.pdf
Adobe Acrobat document [1'021.2 KB]

KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971



Chris Kudryk
NPN: #7990501


KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

Thank you for your referral!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

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