KBenefits Insurance Services
Insurance - Medicare - Retirement

Individual Health Insurance

Indvidual health insurance includes both "on-market" & "off-market" health plans..  During Open Enrollment, you can enroll, renew your policy, compare plans, change health plans or change health insurance carriers.

Open Enrollment is the time to enroll or shop your health insurance:

  • looking for lower rates
  • looking for more doctors
  • looking for lower out of pocket costs
  • want prescriptions covered
  • if you want to add a dependent
  • if you're coming off COBRA
  • if you recently lost your job
  • If you don't have health insurance
  • You want to learn more about GetCoveredNJ.

Contact us for questions, plan options and enrollment assistance. 
Assign a free broker.  732-333-1976 / chris@kbenefits.com

Individual Health Insurance NJ:

* Open Enrollment portal:  

Individual Health  New!

* Off-market health plans:  

Shop & compare

* On-market GCNJ plans:

* Assign a free GCNJ broker:

Shop & compare   New!
Click for instructions



NJ:  Horizon BCBS, Amerihealth & Oscar

GetCoveredNJ has replaced Healthcare.gov as of January 1st 2021.  New! 

Get covered today.

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KBenefits, LLC
Christopher S. Kudryk

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

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2011 KBenefits LLC 13 Mead Ave Freehold, NJ 07728