KBenefits Insurance Services
Insurance - Medicare - Retirement

Indvidual Health Insurance

Indvidual health insurance includes both "on-market" & "off-market" health plans..  Open Enrollment" begins Nov 1st and ends Jan 31st, 2021.


During Open Enrollment, you can enroll, renew your policy, compare plans, change health plans or change health insurance carriers.

Time to shop, compare and enroll in a health plan for the upcoming year. 
Reason to shop your health insurance:

  • If you don't have health insurance,
  • if you want to change health plans
  • if you want to change insurance carriers
  • if you want to add a dependent
  • if you're coming off COBRA,
  • if you recently lost your job,
  • if your looking for lower rates,
  • if your looking for more doctors,
  • if your looking for lower out of pocket costs.
  • You want to learn more about GetCoveredNJ.

Contact us for questions, plan options and enrollment assistance. 
Assign a free broker.  732-333-1976 / chris@kbenefits.com

Individual Health Insurance:

  1. Open Enrollment tutorial for Individual Health Ins.  New!
  2. off-market health plans::  Shop and compare
  3. on-market/GetCoveredNJ: Shop and compare   New! 
    Assign a free broker: Christopher Kudryk /  #7990501

New!  GetCoveredNJ has replaced Healthcare.gov in NJ.

Horizon BCBS, Amerihealth & Oscar.

GetCoveredNJ has replaced Healthcare.gov as of January 1st 2021.  New! 

Get covered today.

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KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971




Chris Kudryk


KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

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