KBenefits Insurance Services
Insurance - Medicare - Retirement

About Get Covered New Jersey

GetCoveredNJ is the state’s official health insurance marketplace, where New Jerseyans can find quality affordable insurance from private health insurance companies like Horizon BCBS, Amerihealth and Oscar.

GetCoveredNJ is the only place where individuals who qualify can get financial help to reduce premium costs. Consumers can then compare health insurance plans and choose the plan that best fits their health needs and budget. Depending on their income, some consumers may qualify for low-cost or free coverage from NJ FamilyCare.  Visit GCNJ to find out if you are eligible for a premium subsidy and cost-share reduction health plan.

Contact me for questions, plan options and enrollemnt assistnace.
Call 732-333-1976 /  chris@kbenefits.com

Assign a free GCNJ broker:    Click for info

When your ready to enroll.

You should have the following for all household members that are applying:

  • legal names
  • addresses
  • birthdays
  • social security numbers
  • demographic info
  • citizenship or immigration status
  • federal income tax return info for the previous year
  • proof of income statements, w-2 forms


What's considered income:

  • income from a job
  • self-employment
  • unemployment
  • retirement investment income
  • capital gains
  • social security income
  • pension
  • alimony recvd
  • rental income
  • royaly income
  • taxable income
  • taxable scholarships


What's not considered income:

  • child support
  • gifts
  • SSI
  • veteran disabilty
  • workers comp
  • proceeds from student,home equity and bank loans



GCNJ - Income Verification documents

  • Unemployment Letter
  • Pay Stub
  • 1099 income
  • Wages and Tax statement (w2)
  • 1040 federal or state tax return
  • 1065 K1 with Sch E
  • Tax return
  • Proof of inheritances and cash/property
  • Bookkeeping records
  • Proof of bonus/incentive payments
  • Proof of severance pay
  • Prizes, Settlements
  • Royalty income
  • Most recent quarterly or year to date profit and loss statement
  • Annuity Statement
  • Interest and dividend income statements
  • Loan statement showing load proceeds
  • Proof of deferred compensation plan



GCNJ - Citizenship Verification documents

  • US Passport
  • Certificate of Naturalization
  • Certicate of US Citizenship (N-560 or N-561)
  • Federal or State Census Record showing US birth
  • Documents showing US birth

Member Services:  833-677-1010


Free Assistance:
Contact us for questions, plan options and enrollment assistance. 
732-333-1976 / chris@kbenefits.com


Assign a free GCNJ broker:    Click for instructions


KBenefits, LLC
Christopher S. Kudryk

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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