KBenefits
Insurance - Medicare - Retirement

 Horizon BCBS of New Jersey

Horizon Individual Dental & Vision Plans
 

Horizon Dental - Healthy Smiles

Horizon's Healthy Smiles plan offers comprehensive dental coverage at an affordable price.  Plan features:

  • Access to Horizon's Healthy Smiles network of providers locally in NJ and nationwide.
  • Cosmetic Ortho benefits included for minors
  • Minors can be covered but not ACA pediatric compliant
  • Lowest priced dental insurance plan for Individuals

Horizon Dental - Healthy Smiles Plus*

Horizon Healthy Smiles Plus plan offers comprehensive dental coverage at an affordable price  Features:

  • Access to Horizon's Healthy Smiles Plus extensvie network of providers locally in NJ and nationwide.
  • Cosmetic Ortho benefits included for minors
  • Minors can be covered but not ACA pediatric compliant
  • Lowest priced dental insurance plan for Individuals

Horizon Dental - Family Grins

Dental insurance for the family.  Family Grins includes a ACA compliant pediatric dental plan for minors and a discount dental plan for adults.  Features:

  • Deepest discounts for eligible preventive, basic and major services.
  • Access to Horizon's Family Grins network of providers in NJ.
  • Orthodontic coverage for those under age 19.
  • Pediatric dental - ACA compliant
  • No waiting periods

Horizon Dental - Family Grins Plus*

Dental insurance for the family.  Family Grins includes a ACA compliant pediatric dental plan for minors and a traditional dental PPO insurance plan for adults.  Features:

  • Plan provides In-network and Out-of-network benefits for members age 19 and over.
  • Access to Horizon Family Grins Plus extensive network of providers locally in New Jersey and nationwide.
  • Deepest discounts across the state for eligible preventive, basic and major services.
  • Orthodontic coverage for those under age 19.
  • ACA compliant
  • No waiting periods

Horizon Pediatric Dental - Young Grins*

Pediatric Dental coverage.  Only those under the age of 19 are eligible for benefits (pediatric essential health benefit).  Features;

  • Comprehensive benefit plan for those members under 19, including cosmetic orthodontics.
  • Access to Horizon Young Grins extensive network of providers locally in New Jersey and nationwide.
  • Required by ACA when enrolling in a medical health plan.

Horizon Vista V

 

The Horizon Vista V plan includes an annual eye exam for a $10 copay, $100 reimbursement for frames or contact lens ― $150 for frames if a member uses a Visionworks retail locations.  Clear plastic single-vision, lined bifocal, trifocals included.  Horizon Vision uses Davis vision network as well.

 

 

Horizon Panorama V

The Horizon Panorama V is an advanced plan which includes an annual eye exam for a $10 copay, $130 reimbursement for frames or contact lens ― $180 for frames if a member uses a Visionworks retail locations.  Clear plastic single-vision, lined bifocal, trifocals included.  Horizon Vision uses Davis vision network as well.

 

For questions, quotes and enrollment assistance, call 732-333-1976

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KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971
chris@kbenefits.com

 

 

Healthcare.gov
Chris Kudryk
NPN: #7990501

 

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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