KBenefits Insurance Services
Medicare Election Periods

Medicare Elections Periods

The Medicare Open Enrollment period is from October 15th to December 7th for those enrolled in Medicare A and B and live in the plan's service area. 


Medicare Election Periods

For those over the age of 65 and enrolled in Medicare A and B.

1 – Initial Coverage Election Period (ICEP) and Initial Election Period (IEP)
ICEP and IEP occur when you first become eligible for Medicare, whether it’s due to turning 65 or a qualifying disability. You can enroll in an Medicare Supplement or Medicare health plan or Prescription Drug plan. Those already enrolled in Medicare due to disability have a second IEP when they turn 65. 


2 - Annual Election Period (AEP) - AEP runs from 10/15 – 12/7
Medicare enrollees can change or add a Medicare Prescription Drug plan (PDP), change their Medicare health plan, return to Original Medicare, or enroll in an MAPD plan for the first time, even if you did not enroll during your Initial Election Period.


3 - Medicare Advantage Disenrollment Period (MADP) - The MADP runs from 1/1 - 2/14
During the MADP disenrollment period, beneficiaries can disenroll from their MA plan and return to Original Medicare.


4 - Special Election Period (SEP)
A Special Election Period lets beneficiaries change their election.  An SEP is similiar to a Qualifying Event such as invountary coverage loss, divorce, death, moving out of state or service area, etc.  SEPs are determined and announced by CMS.


KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

Thank you for referring us!
Referrals are the cornerstone of our business.  Let us know if we may be of further assistance to you or someone you know.  Glad to be of service.

Print Print | Sitemap
2011 KBenefits LLC