Medicare Plan Options
Once you are enrolled in Medicare A & B, you can decide to enroll in a Medicare supplement plan also known as a Medigap plan and a part D prescription card (or) Medicare Advantage (Part C)
Both Medicare supplement insurance plans and Medicare Advantage plans are offered by private insurance companies approved by Medicare. With either choice, you continue to pay a monthly Part B premium to Medicare. The main things to think about when deciding between them are:
Your Medicare Plan Options:
|Option #1||Option #2|
|Medicare A||Medicare A|
|Medicare B||Medicare B|
|Part D - Rx|
IRMAA - Medicare B and D
IRMAA stands for income-related monthly adjustment amount. IRMAA is an additional amount that some people might have to pay along with their Medicare premium if their modified adjusted gross income (MAGI) is higher than a certain threshold.
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