KBenefits Insurance Services
Insurance - Medicare - Retirement

2020 Open Enrollment For Indivdual Health Plans

For Individual health insurance, Open Enrollment occurs every year at the end of year.  Once Open Enrollment begins (Nov 1st), enrolled members can change their health plan for the upcoming year and if you don't have insurance, this would be the time you can enroll for the upcoming year. 


All plans start January 1st whether you are renewing your plans or enrolling for the first time.  The Three Carriers:  Horizon BCBS, Amerihealth and Oscar insurance offer individual health plans in New Jersey.  If you are a small group or employer group, please contact me for small group health quotes.

New Plans and rates for the new year.  The carriers release their new plans & rates just before Open Enrollment.  Both On-Exchange & Off-Exchange.  As your broker, I can help you decide which carrier, plan and exchange is best for you.  Contact us for free quotes, questions and enrollment assistance.


... starts November 1st

... ends December 15th

KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971


Broker/Agent Info:
NPN: #7990501


KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

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