KBenefits Insurance Services
Insurance - Medicare - Retirement

One-stop service for Employers and Individuals seeking insurance coverage.
Our no-fee broker service give you access to professional insurance advice and all year long customer service support from enrollment to policy renewal.  Compare multiple plan options from multiple carriers.  We work with all the major insurance carriers in both on and off healthcare exchanges for individuals and small business.  KBenefits is a registered SHOP and Healthcare.gov broker.


For Employers, our solutions are designed to deliver comprehensive, affordable coverage to you and your employees.  We work with carrier such as: Horizon BCBS of NJ, Amerihealth, Oscar, Oxford, Qualcare, CIGNA in the fully-insured and self-insured markets.  Let us customize a benefits package for your workforce. 


We are a no-charge, value-added service to you and your employees.  View our list of Individual and Small Group solutions and services below.  We look forward to speaking with you.  You can request a quote down below.  Glad to be of service.

Insurance for the Small Business Owner
For Groups with 2 to 50 employees:

  • Health insurance for employer groups
  • Self-insured & Fully-insured markets
  • Dental, vision, life & disability insurance
  • High deductible & HSA health plans
  • PEO vendor management services
  • Payroll & HR management services
  • ACA,  Employer certifications and compliance
  • Medicare plans for "65 and working"
  • Business general liability and workers comp


Insurance for Individuals & Families
For Individuals, sole props &  non-eligible groups:

  • Health Insurance - Open Enrollment 11/1 - 12/15
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Long-term care insurance
  • Home Owners & Auto insurance
  • Pet Insurance


Medicare Plan Options
For Individuals & Small Groups:

  • Medicare supplement plans
  • Medicare MAPD health plans - Open Enrollment 10/15 - 12/7
  • Medicare prescription plans  - Open Enrollment 10/15 - 12/7
  • Dental plans
  • Vision plans


Retirement Income Solutions:
Build a worry-free retirment with guaranteed income

  • Annuities - lifetime income plans
  • Life insurance
  • Tax free income life insurance
  • Long-term care
  • Final expense
  • Social security seminars

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KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

Thank you for referring us!
Referrals are the cornerstone of our business.  Let us know if we may be of further assistance to you or someone you know.  Glad to be of service.

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2011 KBenefits LLC