KBenefits Insurance Services
Insurance - Medicare - Retirement

Insurance for Employers and Individuals: NJ/NY
KBenefits is an independent insurance broker.  We are here to help employers and indivdiuals find and apply for insurance coverage.  We work with the majors carriers in order to provide you specific recommendations based on your needs, budget and risk-tolerance. 
Our no-fee broker services give you access to professional advice, reliable customer service and insurance options from the top insurance carriers. 


For Small Group Employers, our solutions are designed to deliver comprehensive, affordable coverage to you and your employees.  Let us customize a benefits package that is tailor-made for your workforce.  We are a no-charge, value added service to you and your employees.  Contact us today.


View our list of Individual and Small Group solutions and services below. We look forward to speaking with you.  Glad to be of service.

Insurance for the Small Business Owner:
Groups with 2 to 50 employees

  • Health insurance for employer groups
  • Health plans for 1099, H/W, Owners-Only groups
  • Dental, vision, life & disability insurance
  • High deductible & HSA health plans
  • PEO vendor and HR management services
  • Payroll services
  • ACA compliance & Employer Certifications
  • Medicare plans
  • Business general liability and workers comp


Insurance for Individuals & Families:
Individuals or Non-eligible groups

  • Health Insurance - Open Enrollment 11/1 - 12/15
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • Long-term care insurance
  • Home Owners & Auto insurance
  • Pet Insurance


Medicare Plan Options:
Small Group and Individual options available

  • Medicare supplement plans
  • Medicare MAPD health plans - Open Enrollment 10/15 - 12/7
  • Medicare prescription plans  - Open Enrollment 10/15 - 12/7
  • Senior Dental plans
  • Senior Vision plans


Retirement Income Solutions:
Build a worry-free retirment with guaranteed income

  • Annuities
  • Life insurance
  • Tax free income life insurance
  • Long-term care
  • Final expense
  • Social security seminars

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KBenefits, LLC
Christopher S. Kudryk

Call: 732-333-1976
Fax:  732-444-5971

KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

Thank you for referring us!
Referrals are the cornerstone of our business.  Let us know if we may be of further assistance to you or someone you know.  Glad to be of service.

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2011 KBenefits LLC