KBenefits Insurance Services
Insurance - Medicare - Retirement

One-stop service for Small Business Employers and Individuals seeking insurance coverage. 
Whether you're an individual, sole proprietor or small business owner seeking insurance for you, your family or your employees, we can help.  Compare multiple insurance quotes from the major insurance carriers.


Our no-fee broker service gives you access to professional insurance advice, policy comparisons from the major carriers, enrollment assistance and customer service support from policy enrollment to policy renewal.  Contact us for free questions, quotes and enrollment assistance!

2020 Open Enrollment:  Individual Health Insurance ends Sunday, December 15th.
(Off-Exchange & Healthcare.gov On-Exchange)


Visit:   2020 Open Enrollment Guide
Visit2020 Individual Health Plans & Rates


Contact us for questions, quotes and enrollment asisstance.
Chris Kudryk: 

Insurance for Small Business Owners
For eligible employer groups with 2 to 50 employees:

  • Group health insurance
  • Group dental, vision, life & disability
  • HSA & high deductible health plans
  • Self-insured health plans
  • Medicare plan options
  • Payroll & peo services
  • Business general liability and workers comp


Insurance for Individuals & Families
For Individuals, sole props &  non-eligible groups:

  • Health Insurance - Open Enrollment 11/1 - 12/15
  • Life insurance
  • Dental & vision plans
  • Disability insurance
  • Long-term care insurance
  • Home Owners & Auto insurance
  • Pet Insurance


Medicare Plan Options
For eligible individuals & employer groups:

  • Medicare supplement plans
  • Medicare MAPD health plans - Open Enrollment 10/15 - 12/7
  • Medicare prescription plans  - Open Enrollment 10/15 - 12/7
  • Dental plans
  • Vision plans


Retirement Income Solutions
Senior solutions - build a worry free retirement:

  • Annuities - Guaranteed lifetime income
  • Life insurance
  • Final expense
  • Long-term care
  • Social security seminars


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Plan options from the following carriers:  Horizon BCBS of NJ, Amerihealth of NJ, Oxford/UHC, Empire BCBS, Oscar Insurance, Aetna AFA, EmblemHealth, Members Health Plans-Aetna, National General, Starmark, E.W.A. and PEO's including Extensis, ABLE HR, Resourcing Edge. etc..


KBenefits, LLC
Christopher S. Kudryk

Call:  732-333-1976
Fax:   732-444-5971


Broker ID #:
Chris Kudryk
NPN: #7990501


KBenefits insurance services provide solutions for small business owners and individuals in New Jersey & New York.  Contact KBenefits today and see how we can benefit you.

Thank you for referring us!
Referrals are the cornerstone of our business.  Let us know if we may be of further assistance to you or someone you know.  Glad to be of service.

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2011 KBenefits LLC