KBenefits Insurance Services
Medicare Plan Options


Medicare Basics

1- When To Enroll in Medicare Part A & B:
When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. If you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65.

2 - How To enroll in Part A & B:

  • Online at www.SocialSecurity.gov
  • Call Social Security at:  1-800-772-1213
  • Your local Social Security office

3 -  What services does Part A & B cover?

  • Medicare Part A:  Inpatient hospital stays, skilled nursing facility, hospice and home health care.  
  • Medicare Part B:  Doctor visits, outpatient care, medical supplies and preventive services.

5 -  Does Part A & B cover everything?
No, you still have to pay annual deductibles and 20% coinsurance for hospital and medical services.  Also, your prescription costs are not covered.  To help with these out of pocket expenses, you have plan options:

  • Medicare supplement and Part D
  • Medicare health plan, (MAPD/Part C)

Official Medicare Resources

  • Medicare.gov - click
  • Social Security Administration - click
  • Centers for Medicare & Medicare Services - click
Choosing a Medigap Policy
2020 - Medigap Policy.pdf
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Need assistance?

Speak to a licensed Medicare agent for questions, quotes and enrollment assistance.
Call 732-333-1976 / chris@kbenefits.com / online

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KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971




Chris Kudryk


KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

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