1- When To Enroll in Medicare Part A & B:
When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. If you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65.
5 - Does Part A & B cover everything?
No, you still have to pay annual deductibles and 20% coinsurance for hospital and medical services. Also, your prescription costs are not covered. To help with these out of pocket expenses, you have plan options:
- Medicare supplement and Part D
- Medicare health plan, (MAPD/Part C)