Medicare Plan Options

Medicare Made Easier

Medicare Basics

#1  How To Enroll in Medicare Part A & B:

Turning 65?   You can enroll in Medicare Part A & B 3 months before your 65th birthday upto  3 months after your birthday.  Your effective date will be the 1st of the month of your 65th birthday.

#2  How to enroll in Medicare Part A & B:

*  Online at www.SocialSecurity.gov

*  Call Social Security at:  1-800-772-1213

*  Your local Social Security office

#3  What does Medicare A & B cover?

Medicare Part A
Hospital insurance partially covers inpatient hospital stays, skilled nursing facility, hospice, and home health care.  


Medicare Part B
Medical insurance partially covers doctor visits, outpatient care, medical supplies and preventive services.

#4  Does Medicare A & B cover everything?

No, there are out of pocket costs that  include deductibles and coinsurance for hospital and medical services.  Prescription costs are not covered by Parts A & B.  To help with those out of pocket expenses you can enroll in either a Medicare supplement plan or a Medicare health plan.

Medicare Resources

  • Link to Medicare.gov - click
  • Link to Social Security Administration - click
  • Link to Centers for Medicare & Medicare Services - click
  • Visit:  Medicare-NJ.com
Medicare: Choosing a Medigap Policy
2019-medigap cms.pdf
Adobe Acrobat document [856.4 KB]

How Can We Help?
Speak to a licensed medicare agent:   732-333-1976.
Email a licensed medicare agent:        chris@kbenefits.com
Contact us online.

Your form message has been successfully sent.

You have entered the following data:

Please correct your input in the following fields:
Error while sending the form. Please try again later.

Note: Fields marked with * are required

KB Services
KB Brochure.pdf
Adobe Acrobat document [316.5 KB]

KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971



Chris Kudryk
NPN: #7990501


KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

Thank you for your referral!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

Pet Insurance

Print Print | Sitemap
2011 KBenefits LLC