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Medicare Plan Options

Medicare Made Easier

#1  How To Enroll in Medicare Part A & B:
Turning 65?   Your  Initial Enrollment Period begins 3 months before your 65th birthday and ends 3 months after your birthday.  Your effective date will be the 1st of the month of your 65th birthday.

#2  How to enroll in Medicare Part A & B:

*  Online at www.SocialSecurity.gov

*  Call Social Security at:  1-800-772-1213

*  Your local Social Security office


 

#3  What does Medicare A & B cover?

Medicare Part A
Hospital insurance partially covers inpatient hospital stays, skilled nursing facility, hospice, and home health care.  

 

Medicare Part B
Medical insurance partially covers doctor visits, outpatient care, medical supplies and preventive services.

 

#4  Does Medicare A & B cover everything?

No, there are out of pocket costs that  include deductibles and coinsurance for hospital and medical services.  Prescription costs are not covered by A & B.   To help with those out of pocket expenses you can enroll in either a Medicare supplement plan and Part D prescription or a Medicare health plan,  MAPD, also known as Part C.  


 

supplements, mapd, part d prescription Contact KBenefits for Medicare Quotes!

Enroll in Medicare A & B.
Then enroll in:

Option #1

Enroll in Medicare A & B.
Then enroll in:

Option #2


Medicare Supplement

  • Larger network of doctors and hospitals
  • Accepted by most hospitals and doctors in America
  • Higher premium
  • Minimal out of pocket costs when using services
  • No Referrals
  • Offered by private carriers
     

PLUS
 

Medicare Part D:
Prescription Coverage

  • Covers prescriptions
  • Offered by private carriers
  • Annual Open Enrollment


Medicare Advantage Part C

  • Smaller network of doctors and hospitals
  • Networks may be limited to state or regional access
  • Lower monthly premium
  • Higher out of pocket costs when using services
  • Usually covers prescriptions
  • Additional benefits included
  • Offered by private carriers
  • Annual Open Enrollment
Medicare: Choosing a Medigap Policy
2019-medigap cms.pdf
Adobe Acrobat document [856.4 KB]
  • Link to Medicare.gov - click
  • Link to Social Security Administration - click
  • Link to Centers for Medicare & Medicare Services - click
     

Visit:  Medicare-NJ.com for more information.

How Can We Help?   Request A Quote:
Speak to a licensed medicare agent.
Call 732-333-1976,  chris@kbenefits.com (or) use the online form below

 

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KBenefits, LLC
Christopher S. Kudryk
Call:  732-333-1976
Fax:   732-444-5971
chris@kbenefits.com

 

 

Healthcare.gov
Chris Kudryk
NPN: #7990501

 

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