KBenefits Insurance Services
Medicare Plan Options

Medicare-eligible?  Turning 65?

Medicare Basics

When To Enroll in Medicare Part A & B:
You can begin to enroll in Medicare A and B three months before and after your 65th birthday.  Usually, your effective date will be the 1st of the month you turn 65. 

How To Enroll In Part A & B:

  • Online at www.SocialSecurity.gov
  • Call Social Security at:  1-800-772-1213
  • Your local Social Security office

What Services does Part A & B partially cover?

  • Part A:  Inpatient hospital stays, skilled nursing facility, hospice and home health care.  
  • Part B:  Doctor visits, outpatient care, medical supplies and preventive services.

Does Part A & B cover everything?
No, you have annual deductibles and coinsurance for hospital and medical services.  A&B does not cover your prescription.  To help with these out of pocket expenses, you have plan options:


Medicare Resources


Choosing a Medigap Policy
2023- Medicare-and-You.pdf
Adobe Acrobat document [3.3 MB]

Contact us for advice, navigation, plan options & free enrollment assistance.

Christopher S. Kudryk

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options


Christopher S. Kudryk
Insurance Specialist

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

Print | Sitemap
2011 KBenefits LLC