KBenefits Insurance Services
Insurance - Medicare - Retirement

GetCoveredNJ is New Jersey's official health insurance marketplace.  The marketplace is designed to offer affordable health insurance from private health insurance companies like Horizon BCBS, Amerihealth and Oscar.   GetCoveredNJ is the only place where NJ residents can qualify to get financial help to reduce health insurance premiums.  Assign youself a free GCNJ broker and get started today. 

For questions, plan options & enrollemnt assistance.
Office:  732-333-1976
Email:  chris@kbenefits.com

Assign a free GCNJ broker
Visit GetCoveredNJ

Horizon BCBS, Amerihealth & Oscar

GetCoveredNJ:  Get covered today.

Get free advice and navigation.  Contact us for questions, plan options and enrollment assistance. 

Call:      732-333-1976
Email:  chris@kbenefits.com

Visit GetCoveredNJ

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When your ready to enroll into GCNJ.
You should have the following for all household members that are applying:

  • legal names
  • home addresses
  • birthdays
  • social security numbers
  • demographic info
  • citizenship or immigration status
  • federal income tax return info for the previous year
  • proof of income statements, w-2



What's considered income:

  • income from a job
  • self-employment
  • unemployment
  • retirement investment income
  • capital gains
  • social security income
  • pension
  • alimony recvd
  • rental income
  • royaly income
  • taxable income
  • taxable scholarships


What's not considered income:

  • child support
  • gifts
  • SSI
  • veteran disabilty
  • workers comp
  • proceeds from student, home equity & bank loans


GCNJ - Income Verification documents

  • Unemployment Letter
  • Pay Stub  / W2 Wages & Tax
  • Tax return / 1099 income
  • Profit and loss statement
  • 1040 federal or state tax return
  • 1065 K1 with Sch E
  • Proof of inheritances and cash/property
  • Bookkeeping records
  • Proof of bonus/incentive payments
  • Proof of severance pay
  • Prizes, Settlements
  • Royalty income
  • Annuity Statement
  • Interest and dividend income statements
  • Loan statement showing load proceeds
  • Proof of deferred compensation plan



GCNJ - Citizenship Verification documents

  • US Passport
  • Certificate of Naturalization
  • Certicate of US Citizenship (N-560 or N-561)
  • Federal or State Census Record showing US birth
  • Documents showing US birth

Member Services:  833-677-1010

Visit online: GetCoveredNJ

Contact us for questions, plan options and enrollment assistance. 
Call:      732-333-1976
Email:  chris@kbenefits.com

KBenefits, LLC
Christopher S. Kudryk

KBenefits provides insurance solutions for small business owners and individuals in NJ & NY.  Contact KBenefits today and see how we can benefit you.

Thank you for your referral!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

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