KBenefits Insurance Services is a free enrollment service that will help you compare and enroll in affordable health coverage at the lowest premium. We work with the major carriers. During the year, we can review claims, answer benefit and billing questions, assist w/ ID cards, review carrier letters, and provide advice and help prepare for upcoming open enollment, starting November 1st for January 1st plans or renewals.

• Assign youself a free :Get Covered NewJersey" broker
• Visit GetCoveredNJ
• FAQ - Frequently Asked Questions about GCNJ.

• income from a job / self-employment  / unemployment
• retirement investment income / capital gains
• social security income / rental income
• pension / alimony recvd / royalty income
• any taxable income

What's not considered income:

• child support, gifts, SSI, veteran disabilty and workers comp
• proceeds from student, home equity & bank loans
   

GCNJ:  Income Verification documents

• Pay Stub  / W2 Wages & Tax
• Tax return / 1099 income
• Unemployment Letter
• Tax form: 1040 federal or state
• Tax form: 1065 K1 with Sch E
• Tax Form: Profit & loss statement