KBenefits Insurance Services
GetCoveredNJ - GCNJ

Group Benefits     Indvidual Health Insurance    Medicare Plan Options

GetCoveredNJ is New Jersey's Obamacare for health insurance where individuals and families can easily shop for and enroll into coverage.  It's only place you can apply to to reduce your health insurance premiums and out-of-pocket expenses.  Our free service will help you determine if you're eligible for GetCoveredNJ health coverage.
 

KBenefits Insurance Services is a free enrollment service that helps you compare multiple health plans from multiple insurance carriers.  Our goal is to find you the right plan at the lowest premium. As your broker, we can review your plan options, answer benefit, billing and claim questions, help find a in-network providers, assist w/ ID cards, review carrier letters, and prepare you for your annual Open Enrollment.

Open Enrollment start Nov 1st thru Jan 31st.
* Find Local Assistance - no charge to you.
* Visit KBenefits Open Enrollment Walkthru

* Visit KBenefits YouTube Channel (1-minute InfoBlast Series)

 

Contact us for questions, plan options and free enrollment assistance.

Christopher S. Kudryk
chris@kbenefits.com
732-333-1976

Health, Dental & Vision Insurance Carrier Links

Horizon BCBS of NJ

Amerihealth of NJ

Oscar Insurance (Qualcare network)

Ambetter/Wellcare

 

Aetna - Whole Health Network

Not available in: Monmouth, Ocean & Cape May County

Delta Dental
Delta Dental plans offer access to dental exams, preventative cleanings, x-rays, fillings, crowns, bridges even implants,. Delta's national access is widely accepted. Contact me to enroll the 1st of any month.

VSP Vision
VSP Vision covers annual vision exams, frames, lenses, contacts & includes vision discounts. VSP is widely accepted nationally. Contact me to enroll the 1st of any month.

GetCovered NewJersey - Frequently Asked Questions

GetCovered NewJersey - Glossary of Terminology

Estimated Gross Household Income
  • income from a job / self-employment  / unemployment
  • retirement investment income / capital gains
  • social security income / rental income
  • pension / alimony recvd / royalty income
  • any taxable income

 

What's not considered income

  • child support, gifts, SSI, veteran disabilty and workers comp
  • proceeds from student, home equity & bank loans
     

GCNJ:  Income Verification - documents

  • Pay Stub  / W2 Wages & Tax
  • Tax return / 1099 income
  • Unemployment Letter
  • Tax form: 1040 federal or state
  • Tax form: 1065 K1 with Sch E
  • Tax Form: Profit & loss statement

 

GCNJ:  Citizenship Verification - documents

  • US Passport  / Certificate of Naturalization  / Documents showing US birth
  • Certicate of US Citizenship (N-560 or N-561)
  • Federal or State Census Record showing US birth

 

Download
GCNJ: Accepted Documents
Accepted Docs.pdf
Adobe Acrobat document [164.1 KB]

Contact us for advice, navigation, plan options & free enrollment assistance.

Christopher S. Kudryk
chris@kbenefits.com

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options
 

Christopher S. Kudryk
Insurance Specialist
chris@kbenefits.com
732-333-1976

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service.

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