KBenefits Insurance Services is a free enrollment service that helps you compare multiple health plans from multiple insurance carriers.  Our goal is to find you the right plan at the lowest premium. As your broker, we can review your plan options, answer benefit, billing and claim questions, help find a in-network providers, assist w/ ID cards, review carrier letters, and prepare you for your annual Open Enrollment.

* Visit GetCoveredNJ
* Find Local Assistance - no charge to you.
* GCNJ Frequently Asked Questions (FAQ)
* Open Enrollment begins every Nov 1 and closes Jan 31st.

• income from a job / self-employment  / unemployment
• retirement investment income / capital gains
• social security income / rental income
• pension / alimony recvd / royalty income
• any taxable income

What's not considered income:

• child support, gifts, SSI, veteran disabilty and workers comp
• proceeds from student, home equity & bank loans
   

GCNJ:  Income Verification documents

• Pay Stub  / W2 Wages & Tax
• Tax return / 1099 income
• Unemployment Letter
• Tax form: 1040 federal or state
• Tax form: 1065 K1 with Sch E
• Tax Form: Profit & loss statement