KBenefits Insurance Services

GetCoveredNJ is the only place where you can get financial help to your reduce health insurance premiums.  Find out if you're eligible for a premium discount and/or cost-share reduction.  We make it easy to do so.

KBenefits Insurance Services is a free enrollment service that works with you to help you compare the most competitive health plans at the lowest premiums. GCNJ allows you to assign a free broker to help you navigate the market, advise on your plan options and help you enroll in the plan that's right for you.  And of course, help out at renewal time.

Assign youself a free GCNJ broker and get started today.

Need help?  For questions, plan options & free enrollment assistance.
Christopher S. Kudryk

Provider Finder, SBC's, Formulary List and Member Portals



GetCoveredNJ is New Jersey's official health insurance marketplace designed to offer reduced health insurance.  Assign youself a free GCNJ broker and get started today. 

For free questions, plan options & enrollemnt assistance.
Call:      732-333-1976
Email:  chris@kbenefits.com

Your form message has been successfully sent.

You have entered the following data:

Contact Us:

Please correct your input in the following fields:
Error while sending the form. Please try again later.

Note: Fields marked with * are required

Access Your Account

If you already have a Get Covered New Jersey account, log in here and select “Returning to GetCoveredNJ” to view your account information or report changes.


GCNJ Member Services:  833-677-1010

Visit GCNJ online:             GetCoveredNJ

When your ready to enroll into GCNJ.
You should have the following for all household members that are applying:

  • legal names
  • home addresses
  • birthdays
  • social security numbers
  • demographic info
  • citizenship or immigration status
  • federal income tax return info for the previous year
  • proof of income statements, w-2



What's considered income:

  • income from a job
  • self-employment
  • unemployment
  • retirement investment income
  • capital gains
  • social security income
  • pension
  • alimony recvd
  • rental income
  • royaly income
  • taxable income
  • taxable scholarships


What's not considered income:

  • child support
  • gifts
  • SSI
  • veteran disabilty
  • workers comp
  • proceeds from student, home equity & bank loans


GCNJ - Income Verification documents

  • Unemployment Letter
  • Pay Stub  / W2 Wages & Tax
  • Tax return / 1099 income
  • Profit and loss statement
  • 1040 federal or state tax return
  • 1065 K1 with Sch E
  • Proof of inheritances and cash/property
  • Bookkeeping records
  • Proof of bonus/incentive payments
  • Proof of severance pay
  • Prizes, Settlements
  • Royalty income
  • Annuity Statement
  • Interest and dividend income statements
  • Loan statement showing load proceeds
  • Proof of deferred compensation plan



GCNJ - Citizenship Verification documents

  • US Passport
  • Certificate of Naturalization
  • Certicate of US Citizenship (N-560 or N-561)
  • Federal or State Census Record showing US birth
  • Documents showing US birth

Contact us for questions, plan options and enrollment assistance. 
Christopher S. Kudryk















Christopher S. Kudryk
Insurance Specialist

KBenefits Insurance Services provides insurance solutions for small business owners and individuals in New Jersey, New York, Penn and Florida..

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service

Capital One Spark
for Small Business

Apply for your card today.

Print Print | Sitemap
2011 KBenefits LLC