KBenefits Insurance Services
Open Enrollment Walk Thru

Enrollment Expectations
Plan Changes & Enrollment Requests

Enrollment Expectations & Timelines                                                                                                  Page 6 of 7

Plan Changes & Enrollment Request
Once your plan change or enrollment request is submitted, carriers take 3-5 days to approve your application.  Your Member ID card will arrive by mail in 7-10 business days.

Carriers require 1st month's premium. Credit card or ACH bank payments are accepted. Auto-pay is set up upon enrollment.

1st Month's Premium Payment

Confirm Your Premium Payment.  2-3 days after submitting your premium payment,  check with your bank or credit card activity, once funds are received by the carrier you are approved.
 

Many times, the 1st Invoice you receive will show you still owe 1st month's premium. Check with your bank or credit card to confirm premiums were sent to the carrier.
 

30-day Grace Period:  You have a 30-day grace period to pay your Invoice. If termed for late or non-payment, call the Billing Department to submit premiums and request reinstatement.

ID CARDS:
Once you're approved, ID cards will arrive in 7-10 business days.  The carriers may email your Member ID to you.  Once you get your Member ID #, log on to your Member Portal.

 

MEMBER PORTALS
Once you have your Member ID #, you can register and access your online Member Portal


Carrier Websites - Member Portals:

  • HorizonBlue.com
  • AmerihealthNJ.com
  • HiOscar.com
  • Aetna.com

 

Member Portals to access:

  • View plan benefit details
  • Update your personal information
  • Pay your monthly premium
  • View payment history
  • Print /re-order ID cards
  • View your prescriptions benefits
  • View the status of claims
  • Health & wellness resources
  • Message or Chat features


Member Services:

  • Horizon BCBS:      800-355-2583
  • Amerihealth:         888-968-7241
  • Oscar Insurance:  855-672-2788
  • Aetna                       800-872-3862
  • GetCoveredNJ:      833-677-1010

YouTube version:  https://youtu.be/dBi0fvWfzRo

Open Enrollment Walk-Thru:
Pg 1: 
Open Enrollment

Pg 2:  Copay,Ded & Coinsurance

Pg 3:  How To Choose

Pg 4:  Marketplace

Pg 5:  Networks

Pg 6:  Enrolling

Pg 7:  End

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options

 

Christopher S. Kudryk
Insurance Specialist
chris@kbenefits.com
732-333-1976

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service
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