Traditional Dental vs. Discount Dental
Traditional Dental plans:
These dental plans are PPO plans designed to cover preventative, minor & major dental services.
A typical PPO dental plan has:
- 100/80/50 coverage
- $1,000 carrier max
- $50 deductible for Minor/Major services.
- PPO means: the plan has both In and Out of network benefits
- Waiting periods: 6 months Minor/12 month Major -(waived w/ prior dental)
- Premium range from : ~$35 to ~$65+ per month
*100/80/50 coverage means:
- 100% preventative coverage, cleaning exams, 2x a
year
- 80% coverage for minor
services...filings
- 50% coverage for major services…crowns, bridges,
implants, perio, endodontics…
Discount dental plans typically offer:
- 100% / discount / discount coverage
- No waiting periods.
- Smaller network of dentists
- No out of network benefits
- Premiums range: ~$5 to ~$15 a month