KBenefits Insurance Services
Dental Insurance

Traditional Dental  vs.  Discount Dental

Traditional Dental plans: 

These dental plans are PPO plans designed to cover preventative, minor & major dental services. 

A typical PPO dental plan has:

  • 100/80/50 coverage*
  • $1,000 carrier max
  • $50 deductible for Minor/Major services.
  • PPO means: plan has both In and Out of network benefits
  • Waiting periods: 6 month Minor/12 month Major  -(waived w/ prior dental)
  • Premium range from :   ~$35 to ~$65+ per month

 

*100/80/50 coverage means:

  • 100% preventative coverage, cleaning exams, 2x a year
  • 80% coverage for minor services...filings
  • 50% coverage for major services…crowns, bridges, implants, perio, endodontics…

 

Discount Dental: 

100% preventive coverage and then discounts for minor and major dental services.
Discounts can start at 10% and go up to 50% depending on the service. 

Discount dental plans typically offer:

  • 100% / discount / discount coverage
  • No waiting periods.
  • Smaller network of dentists
  • No out of network benefits
  • Premiums range:   ~$5 to ~$15 a month

 

YouTube version:   https://youtu.be/AZVuCPRCjvo

Contact us for questions, plan options and free enrollment assistance.

Christopher S. Kudryk
chris@kbenefits.com
732-333-1976


KBenefits Insurance Services
Health - Life - Medicare

Christopher S. Kudryk
Insurance Specialist
chris@kbenefits.com
732-333-1976

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

Thank you for your referrals!
Referrals are the cornerstone of our business.  Let us know if we can be of further assistance to you or someone you know.  Glad to be of service
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