KBenefits Insurance Services
Dental Insurance

Traditional Dental  vs.  Discount Dental

Traditional Dental plans: 

These dental plans are PPO plans designed to cover preventative, minor & major dental services. 

A typical PPO dental plan has:

  • 100/80/50 coverage
  • $1,000 carrier max
  • $50 deductible for Minor/Major services.
  • PPO means: the plan has both In and Out of network benefits
  • Waiting periods: 6 months Minor/12 month Major  -(waived w/ prior dental)
  • Premium range from :   ~$35 to ~$65+ per month


*100/80/50 coverage means:

  • 100% preventative coverage, cleaning exams, 2x a year
  • 80% coverage for minor services...filings
  • 50% coverage for major services…crowns, bridges, implants, perio, endodontics…


Discount Dental plans: 

100% preventive coverage and then discounts for minor and major dental services.
Discounts can start at 10% and go up to 50% depending on the service. 

Discount dental plans typically offer:

  • 100% / discount / discount coverage
  • No waiting periods.
  • Smaller network of dentists
  • No out of network benefits
  • Premiums range:   ~$5 to ~$15 a month


YouTube version:   https://youtu.be/AZVuCPRCjvo

Contact us for advice, navigation, plan options & free enrollment assistance.

Christopher S. Kudryk

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options


Christopher S. Kudryk
Insurance Specialist

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

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