KBenefits Insurance Services
Life Insurance

How Affordable Is Term Life? 
Insurance carriers establish your rates based on your age, gender and health status, and coverages selected. For example, for a healthy 40 yr old male or female, a 15-yr term life policy can cost as little as ~$20 a month for $500,0000 in coverage.  See sample rates.

Contact me for your policy rates and coverages.

  • Term
  • Whole Life
  • Index Universal
  • Disability
  • Long Term Care
  • Multi-year Guaranteed Retirement Growth
  • Retirement Income For Life Policies
Life, Disability & LTC
KB - life disablity products.pdf
Adobe Acrobat document [558.3 KB]

Contact us for advice, navigation, plan options & free enrollment assistance.

Christopher S. Kudryk

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options


Christopher S. Kudryk
Insurance Specialist

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

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