Affordable Life Insurance

With term life, you get the most protection for the lowest cost. Apply for the term coverage you need ranging from 10, 15, 20, 30 years.  Express Underwriting with No Medical Exam available for eligible individuals.


Find Out Your Rate and contact us today!


How Affordable Is Term Life?

Very.  Monthly premiums range based on your age, gender health status and other factors.  For a healthy 40 yr old male & female, a 15 yr term life policy can cost as little as ~$20 a month for $500,0000 in coverage.


Get The Guarantees In Life

KBenefits works with the major insurance carriers so you can compare all your policy options.  You'll get an accurate understanding of your costs and your coverages. Whether you're interested in a life insurance, disability insurance or hybrid Long Term care policy, the best thing you can do is to get more information.  Contact KBenefits for your policy options.

Contact us for questions, policy options and free enrollment assistance. 
Christopher S. Kudryk

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Life, Disability & LTC
KB - life disablity products.pdf
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Christopher S. Kudryk
Insurance Specialist

KBenefits Insurance Services provides insurance solutions for small business owners and individuals in New Jersey, New York, Penn and Florida..

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