Original Medicare & Skilled Nursing Care
A skilled nursing facility is ideal for short-term support, while nursing homes offer long-term residential care.
Memory care is considered a form of skilled nursing. The goal of skilled nursing services is to rehabilitate the patient's specific needs. Memory care is specifically designed to help patients suffering from Alzheimer's or Dementia. A personal care provider can also administer this type of care. “Medicaid consumer-directed care program”
Original Medicare: Medicare Part A covers
inpatient hospital stays, skilled nursing facility care, hospice care, and some home healthcare. Medicare Supplement Plan G covers the 1st 100 days at 100%.
Medicare Part A pays 100% for 20 days and approximately 80% for 80 more days.
Most Medicare supplemental policies (Medigap) will cover the remaining approximately 20%.
Seniors can therefore receive up to 100 days of nursing home care with little out-of-pocket cost.
After 101 days, Medicare no longer provides a benefit. This is where a long-term care plan would help pay for the expenses. Medicare-covered services in a skilled nursing facility can include:
KBenefits Insurance Services
Individual Health Insurance
Medicare Plan Options
Christopher S. Kudryk
KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.
Thank you for your referrals!
Referrals are the cornerstone of our business. Let us know if we can be of further assistance to you or someone you know. Glad to be of service.