KBenefits Insurance Services
Medicare Supplements

Original Medicare - Part A & B

Medicare Supplement Plans

Medicare Supplement plans are available to those age 65 and older enrolled in Medicare Parts A & B.  Medicare A & B does not cover everything.  To help reduce your out-of-pocket expenses, you can enroll in a Medicare Supplement plan and Part D prescription plan. Private insurance carriers offer standardized plans A thru N.

Medicare Supplement plans A through G provide stronger benefits at higher premiums with limited out-of-pocket costs compared to plans K through N.

Plan N:  $20 copay for office visits; $50 copay for ER Visit.
Excess Charges (balance billing) is not covered.

Medicare Supplement Plan G:

* 100% coverage after an annual Part B deductible. (Deductible changes Jan 1st)

* Plan G has the same plan benefits and coverages, carrier to carrier.


* Plans A-N have the same network of doctors and hospitals, carrier to carrier.

* Plans A-N is accepted by all hospitals and ~93% of all doctors in America.


Monthly Premiums:
* Premiums do vary from carrier to carrier based on age and gender.

Contact us for advice, navigation, plan options & free enrollment assistance.

Christopher S. Kudryk

KBenefits Insurance Services
Employee Benefits

Individual Health Insurance
Medicare Plan Options


Christopher S. Kudryk
Insurance Specialist

KBenefits specializes in health, dental, vision, life and medicare insurance for employers and individuals in NJ & NY.

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