Privacy Policy

This statement governs this websites' privacy policies with respect to those Visitors who visit without transacting business and Visitors who volunteer to submit personal identifiable information on the website to make use of the various services offered by KBenefits,, LLC.

Personally Identifiable Information
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, social security number, and credit card information.

What Personally Identifiable Information is collected?
The use of this website may collect basic user profile information from our Visitors such as: names, address, phone number, email address, age or date of birth and the nature and size of the business in order to generate a proposal or illustration.

What organizations are collecting the information?
In addition to our collection of information, various third party service vendors (such as insurance companies, credit card companies, etc..) who may provide such services as credit and insurance may collect this information from our Visitors and Authorized Customers.  We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers.  Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the website use Personally Identifiable Information?
We use Personally Identifiable Information to customize the website, to make appropriate service offerings and to fulfill quote and customer service requests on the website.  We may email Visitors and Authorized Customers about relevant industry updates, news or offerings on the website or information related to the subject matter of the website.  We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries or to provide requested information.
 

With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other third party vendors.   We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our  third party vendors.  We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is Personally Identifiable Information stored?
Personally Identifiable Information collected by this website is securely stored and is not accessible to third parties or employees of KBenefits except for use as indicated above.

Are Cookies Used on the Website?
Cookies are used for a variety of reasons.  We use Cookies to obtain information about the preferences of our Visitors and the services they select.  We also use Cookies for security purposes to protect our Authorized Customers. 

How does the website keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information.  We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. 

How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by calling us at 732-333-1976 or contact@kbenefits.com

What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving information from or being contacted by us and/or our third party vendors by responding or unsubscribing to emails as instructed, or by contacting us at 732-333-1976 or contact@kbenefits.com

What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the website. 

Links:
This website contains links to other websites and third parties such as vendors and insurance carriers.  Please note that when you click on one of these links, you are moving to another website.  We encourage you to read the privacy statements of these linked websites as their privacy policies may differ from ours.